Lower Your Rate and Payment A rate and term refinance could help you lower your monthly mortgage payment and save throughout the life of your loan.
Switch from Adjustable-Rate to Fixed-Rate If you originally financed with an adjustable-rate mortgage, this is a great opportunity to lock a low rate for a fixed-rate mortgage.
Stop Paying Mortgage Insurance Many loan programs require mortgage insurance depending on the size of the down payment and the borrower’s financial profile. If you’re currently carrying mortgage insurance, you may have a chance to cancel it.
Get Access to Your Home Equity If you have built at least 20% equity in your home you can tap into your home equity to pay down high-interest debt, finance a home remodel or renovation project, or make an investment. Learn more about a cash out refinance.
CalHFF, Inc., NMLS #2465048, is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. To verify our complete list of state licenses, please visit www.nmlsconsumeraccess.org.